Ryan Racine Linked To Hantz Financial Services Investor Arbitration Claim About Unsuitable Advice

Investors apparently complained about securities broker Ryan Thomas Racine [CRD: 5398642, Ann Arbor, Michigan], according to public information on Financial Industry Regulatory Authority (FINRA) BrokerCheck. Racine has worked for Hantz Financial Services Inc. since January 18, 2008, as a securities broker. He has been associated with the firm since August 18, 2011, as a financial advisor. Keep reading to discover more about a client dispute reported on his BrokerCheck record.

Ryan Racine Faced Client Dispute Concerning Life Insurance And Annuity Suitability

FINRA BrokerCheck shows that Ryan Racine is involved in a client dispute. According to FINRA Arbitration No. 25-02343, which was filed on November 17, 2025, the client alleged that recommendations involving a Prudential FlexGuard variable annuity and a variable universal life insurance policy were not aligned with the client's financial objectives and need for liquidity. Consequently, the client seeks $110,000 in compensation from Racine or Hantz Financial Services in this ongoing matter. Racine and Hantz Financial Services deny the allegations and contend that the recommendations were appropriate based on the clients' circumstances.

What Are Unsuitable Recommendations In Variable Annuities?

Unsuitable advice involving variable annuities can occur when a securities broker or financial advisor recommends an annuity that does not fit an investor's financial goals, risk tolerance, investment timeline, income needs, or liquidity requirements. Examples may include recommending products with surrender periods or complex features that are inconsistent with an investor's circumstances. Financial professionals are generally expected to have a reasonable basis for believing that an annuity recommendation is suitable before recommending the product.

Have You Made Investments Through Financial Advisor / Securities Broker Racine?

Do you have questions or concerns regarding investments you made with Ryan Racine? You should contact Soreide Law Group at (888) 760-6552 or online. Consult with a securities attorney about a possible recovery of your investment losses. Soreide Law Group has recovered losses for many investors throughout the US. Also, our securities lawyers work on a contingency fee arrangement and advance all costs. Racine and brokerage firms Racine worked for deny accusations of sales practice violations.